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Oregon Community Credit Union

Introduction

In a world of traditional banks and emerging digital fintech platforms, where does the community credit union fit? Let’s take a closer look at the Oregon Community Credit Union (OCCU), an institution that’s been serving the financial needs of Oregonians for decades.

History and Background

The Early Years

The OCCU’s journey began in 1956 as the Lane Federal Credit Union. Initially designed to serve the financial needs of local postal workers, it quickly expanded to a broader community scope.

Evolution and Growth

In 1981, the organization transitioned to become the Oregon Community Credit Union, opening its membership to everyone living or working in the Lane county. Over the years, OCCU has grown in size and stature, consistently working towards its mission to improve members’ lives.

Services Offered

Personal Banking

OCCU offers a variety of personal banking services such as checking and savings accounts, credit cards, auto loans, mortgages, and personal loans, catering to a diverse set of financial needs.

Business Banking

For business clients, OCCU provides a host of services including business accounts, commercial loans, merchant services, and payroll solutions to help companies grow and thrive.

Digital Banking

In line with modern banking trends, OCCU has also adapted its services for the digital age. With online banking and mobile banking apps, members can manage their finances conveniently from anywhere.

Membership and Eligibility

Becoming a member of OCCU is straightforward. Anyone who lives or works in the state of Oregon or the neighboring counties of Washington can join the OCCU family.

Community Impact

Community Involvement

OCCU is not just about banking; it’s about community too. The credit union regularly hosts and sponsors local events, encouraging social and community development.

Scholarships and Grants

The credit union provides scholarships and grants to students, thus helping to build a brighter future for the next generation.

Financial Education Resources

OCCU also provides financial education resources, teaching community members to become more financially savvy and independent.

The OCCU Foundation

The OCCU Foundation is another testament to the credit union’s commitment to the community. This foundation focuses on providing financial education, scholarships, and relief funding to those in need.

Oregon Community Credit Union
Oregon Community Credit Union

Benefits of Being a Member

Competitive Interest Rates

As a member-owned financial institution, OCCU is able to offer competitive interest rates on savings and loans.

Superior Customer Service

Members often praise the high level of customer service at OCCU, where the needs of the members always come first.

Secure and Easy-to-use Online Services

OCCU provides a robust digital platform where members can access banking services securely and conveniently.

Conclusion

Whether you’re looking for personal banking services, running a business, or seeking a community-oriented financial institution that gives back, the Oregon Community Credit Union may be the ideal fit. With its rich history, comprehensive services, and dedication to community development, OCCU stands as a solid choice for those in the Pacific Northwest.

FAQs

  1. Who can become a member of the Oregon Community Credit Union? Anyone who lives or works in Oregon or in neighboring counties of Washington can become a member.
  2. What are some of the services offered by OCCU? OCCU offers a range of services including personal and business banking, digital banking, financial education, and more.
  3. How does OCCU support the local community? OCCU supports the community through various programs such as local events, scholarships, grants, and financial education.
  4. Does OCCU offer digital banking services? Yes, OCCU provides a range of digital banking services, including online banking and mobile apps.
  5. What are the benefits of being an OCCU member? Benefits include competitive interest rates, superior customer service, and secure, easy-to-use online services.

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